TERMS AND CONDITIONS OF USE

We value our relationship with you and we want you to feel comfortable and confident when using our Platform and Services. The objectives of these Terms are to inform you of the terms which apply to your access to the Platform and Services, what we expect from you, and what you can expect from us as you use and interact with our Platform and the Services provided by us, our Strategic Partners and third party service providers.

These Terms and Conditions of Use (the “Terms”) applies to and govern the use of or access to the website www.taxsavo.com , and other similar platforms (hereinafter, collectively referred to as the “Platform”), by the User (hereinafter, “you” or “your”).

The Platform is provided by ACCIG Experts Private Limited (hereinafter, “Company” “Taxsavo” or “our” or “we” or “us”), a company incorporated under the Companies Act 2013, having its registered office at 2nd floor; Kailash Tower; Station Road; Jugsalai; JAMSHEDPUR; Purba Singhbhum; Jharkhand; 831006; India

User and Company are each a “Party” and collectively the “Parties”.

These Terms are an electronic record in terms of the (Indian) Information Technology Act, 2000 and rules thereunder as applicable and as amended from time to time. This electronic record is generated by a computer system and does not require any physical or digital signatures. These Terms are published in accordance with the provisions of Rule

3(1)(a) of the Information Technology (Intermediary Guidelines and Digital Media Ethics Code) Rules, 2021 framed under the (Indian) Information Technology Act, 2000 (as amended from time to time), that require publishing the terms of services and practices for access or usage of Platform and Services. These Terms constitute a binding and legally enforceable contract between the Company and User (as defined below).

By registering on or using the Platform you agree to be bound by the Terms. If you are using the Platform on behalf of an organization, you are agreeing to the Terms on behalf of that organization (in which event, “you”, “your” or “User” will refer to that organization).

You represent that you are at least 18 (eighteen) years of age and have not been previously suspended or removed by the Company, or disqualified for any other reason, from availing the Services or using the Platform. In addition, you represent and warrant that you have the right, authority and capacity to agree to the Terms and to abide by them. You shall not impersonate any person or entity, or falsely state or otherwise misrepresent your identity, age or affiliation with any person or entity. In the event of any violation of the Terms, the Company reserves the right to suspend or permanently prevent you from availing the Services or using the Platform.

If you do not agree to be bound by these terms, you must not use the platform. By continuing to use the platform or services you expressly agree and undertake to be bound by these terms. Subject to applicable laws, these Terms (and any changes thereto) will become applicable to you retrospectively on and from the date of your first use of the Platform.

1. Changes to these Terms

1.1. Please note that these Terms may change from time to time. We reserve the right to modify or amend these Terms. While we will make reasonable efforts to keep you posted on any updates to these Terms, to make sure that you are aware of any changes, we encourage you to periodically review them whenever accessing or using the Platform to be continuously aware of the changes that we may be carrying out to these Terms.

1.2. The “Last Updated” date at the top of the Terms indicates when the most recent modifications were made to the Terms. In the event we modify these Terms, by continuing to access and use the Platform, you will have confirmed your acceptance to any such modifications. Your continued use will be adequate proof that you have expressly agreed to the terms of these Terms which shall apply from the date of your first use of the Platform. In addition, when using the Platform, you will be subject to any posted guidelines, supplementary terms, policies, or disclaimers made available or issued by us from time to time, including but not limited to the Privacy Policy available at www.taxsavo.com/privacypolicy. All such supplementary terms, policies, guidelines or disclaimers are hereby incorporated by reference into these Terms.

1.3. If you have any comments or questions regarding the Terms, or wish to report any violation of the Terms, you may contact us at support@taxsavo.com.


2.About the Platform and the Services

2.1. The Platform is primarily a technology service provider which provides services for various tax return preparation and filing such as Income Tax, GST, TDS etc. It also provides tax and other business consultancy services, including but not limited to various statutory registrations and licences, to further and support your business needs.

2.2. The Platform also allows you to avail the Services directly from the Company, its Strategic Partners, and third-party service providers associated with the Company from time to time, and the Platform facilitates communication with such Strategic Partners and third parties for availing the Services.

2.3. We further clarify that we are not an investment advisor registered with SEBI and only provide a platform to facilitate you to obtain information on the various Investment options available.

2.4. You hereby agree and acknowledge that the data and information provided on the Platform does not constitute advice of any nature whatsoever, and shall not be relied upon by you while making investment decisions and you shall be solely responsible for any investment decisions. For ascertaining your risk appetite, we may request you to provide such information as may be necessary for the purpose of providing information on the available investment options, including without limitation the following: age, investment objectives and the purposes of the investment, income details, existing investments/ assets, risk appetite/ tolerance, and liability/borrowing details.

2.5. We reserve the right to add, modify or discontinue, temporarily or permanently, the Services and Platform (or any part thereof) with or without cause. We shall not be liable for any such addition, modification, suspension or discontinuation of the Services.


3. Sign-Up and Consent Requirements

3.1. To avail the Services, you will have to provide us with necessary details including but not limited to your name, mother’s name, father’s name, date of birth, gender, Permanent Account Number (“PAN”), signature, marital status, nominee details, cancelled cheque, photograph and video recording, email id, phone number, educational or professional qualification, business name, business address, nature of business, Goods and Service Tax Network (“GSTN”), Tax Deduction and Collection Account Number (“TAN”), bank account details, Unified Payment Interface (“UPI”) ID, and/or other payment related details etc.

3.2. You agree to provide the above stated information, or such other information as may be necessary or required by us to provide the Services, at the time of sign-up or at any subsequent stage. Further, you acknowledge that the act of providing your Aadhaar ID is voluntary in nature unless mandated under applicable law. You may choose to provide us with an alternative KYC proof.

3.3. You warrant to provide true, accurate, current and complete information about yourself and you agree to not misrepresent your identity or your account information. You agree to keep your account information up to date and accurate.

3.4. If you upload information relating to any third parties, you should ensure that any such information is uploaded only after obtaining express written consent from them for using their information on the Platform. Further, you should ensure that express written consent from such persons is obtained to receive communications from the Company regarding: information about us and the Services; promotional offers and services from us and our third party service providers and Strategic Partners, and any other matter in relation to the Services. If such third parties fail to provide written consent, or withdraw consent, you shall immediately cease to use the Services in relation to them. You will be solely responsible for obtaining such consent from third parties and we assume that such consent is sought and received by you if you provide such information relating to any of such third parties any time during the use of the Platform.

3.5. If you provide any information that is false, inaccurate or outdated, or we have reasonable grounds to suspect that such information is false, inaccurate or outdated, we will be entitled to suspend or terminate your account and prohibit any and all current or future use of the Platform by you. You are responsible for maintaining the confidentiality of the account and are fully responsible for all activities that occur under your account.

3.6. You agree to immediately notify us in writing at support@taxsavo.com of any disclosure or unauthorized use of your profile or any other breach of security with respect to your profile.


4. Use of and Access to the Platform

4.1. You agree to use the Platform only for lawful purposes, and that you are responsible, liable and accountable for all activities that take place through your use of Platform or availing the Services. We exclude any liability arising out of use of the Platform.

4.2. You understand, accept and agree that the payment facility provided by us is neither a banking nor financial service but we merely act as a facilitator providing an electronic payment option, automated online electronic payment option, for the transactions on the Platform using the existing authorized banking infrastructure and the payment gateway/payment aggregator networks. Further, by providing payment facility, we are neither acting as trustees nor acting in a fiduciary capacity with respect to the transaction.

4.3. Service Level Terms: We will use commercially reasonable efforts to provide you the Platform. We will provide you with reasonable technical support services in accordance with our standard practices. We do not make any commitment that the Platform will be available at all times or during any down time
(a) caused by outages to any public Internet backbones, networks or servers,
(b) caused by any failures of your equipment, systems or local access services,
(c) for previously scheduled maintenance,
(d) caused by any third party vendor or service provider of the Company,
(e) caused by any failure of systems or servers of any third party including that of the government and its authorities and/or financial institutions such as asset management companies or any financial intermediaries,
(f) attributable to events such as strikes, riots, insurrection, fires, floods, explosions, war, governmental action, labor conditions, earthquakes, natural disasters, hacking, phishing or interruptions in Internet services to an area where the Company or its servers are located or co-located, or
(g) required pursuant to instructions received by us from any governmental or regulatory authority.

4.4. Updates: From time to time, we may provide upgrades, patches, enhancements, or fixes for the Platform to you generally without additional charge and such updates will become part of the Platform and subject to the Terms. Notwithstanding the foregoing, we shall have no obligation under these Terms or otherwise to provide any such updates. You understand that the Company may cease supporting old versions or releases of the Platform at any time in its sole discretion.

4.5. By accessing or using the Platform or by availing Services, you agree not to:

4.5.1. host, display, upload, modify, publish, transmit, update or share any information (if provided with the functionality to do so on the Platforms) that:

a) belongs to another person and to which the user does not have any right;
b) is defamatory, obscene, pornographic, pedophilic, invasive of another’s privacy, including bodily privacy, insulting or harassing on the basis of gender, libellous, racially or ethnically objectionable, relating or encouraging money laundering or gambling, or otherwise inconsistent with or contrary to the laws of India;
c) is harmful to minors;
d) infringes any patent, trademark, copyright or other proprietary rights
e) violates any law for the time being in force;
f) deceives or misleads the addressee about the origin of the message or knowingly and intentionally communicates any information which is patently false or misleading in nature but may reasonably be perceived as a fact;
g) impersonates another person;
h) threatens the unity, integrity, defence, security or Sovereignty of India, friendly relations with foreign States, or public order, or causes incitement to the commission of any cognizable offence or prevents investigation of any offence or is insulting any foreign states;
i) contains software virus or any other computer code, file or program designed to interrupt, destroy or limit the functionality of any computer resource;
j) is patently false and untrue, and is written or published in any form, with the intent to mislead or harass a person, entity or agency for financial gain or to cause any injury to any person.

4.5.2. violate the Terms or any law for the time being in force;

4.5.3. conduct or forward surveys, contests, pyramid schemes or chain letters involving the Services;

4.5.4. impersonate any person or entity, falsely claim or otherwise misrepresent your affiliation with any person or entity, or access the accounts of others without permission, forge another person’s digital signature, misrepresent the source, identity, or content of information transmitted via the Services, perform any other similar fraudulent activity

4.5.5. infringe our or any third party’s patent, trademark, copyright or other intellectual property rights, proprietary rights, rights of publicity or privacy;

4.5.6. use the Services if you are under the age of 18 years;

4.5.7. post or transmit any message (if provided with the functionality to do so on the Platforms) which discloses private or personal matters concerning any person or, is grossly harmful, harassing, hateful and/or disparaging;

4.5.8. post or transmit (if provided with the functionality to do so on the Platforms) any message, data, image or program which is blasphemous, vulgar, or offensive in nature;

4.5.9. refuse to cooperate in an investigation or provide confirmation of your identity or any other information provide by you to us;

4.5.10. remove, circumvent, disable, damage or otherwise interfere with security-related features of the Platform and Services or features that enforce limitations on the use of the Services or the Platform;

4.5.11. reverse engineer, decompile, disassemble or otherwise attempt to discover the source code of as regards Services or Platform or any part thereof, except and only to the extent this is expressly permissible by applicable law;

4.5.12. use the Services or the Platform in any manner that could damage, disable, overburden, or impair it, including, without limitation, using the Services or the Platform in an automated manner;

4.5.13. modify, adapt, translate or create derivative works based upon the Services and Platform or any part thereof, except and only to the extent that that this is permissible by applicable law;

4.5.14. intentionally interfere with or damage operation of the Services or the Platform or any other user’s enjoyment of it, by any means, including uploading or otherwise disseminating viruses, adware, spyware, worms, or other malicious code or file/ programme with contaminating or destructive features or which are designed to interrupt, destroy or limit the functionality of any computer resource;

4.5.14. use any robot, spider, other automatic device, or manual process to monitor or copy the Platform without prior written permission;

4.5.16. take any action that imposes an unreasonably or disproportionately large load on our infrastructure/network;

4.5.17. use the facilities and capabilities of the Platform to conduct any activity or solicit the performance of any illegal activity or other activity which infringes the rights of others;

4.5.18. use the Platform to collect or obtain personal information, including without limitation, financial information, about other users of the Platform, except and only as expressly provided in the Terms;

4.5.19. use the Services in a manner that results in or may result in complaints, disputes, reversals, chargebacks, fees, fines, penalties and other liability to us, a third party or you.


5. Information

5.1. While we use commercially reasonable efforts to facilitate provisions of the information including the filing status of your tax returns, status of your investments, etc. on the Platform, we are not responsible for any errors or omissions, or for the results obtained from the use of or reliance on this information. Specifically, certain links in Platform may connect to other websites maintained by third parties over which we have no control. If you access such links, your use of the third party websites will be governed by the policies of such websites. We encourage you to review the terms and policies of such websites.

5.2. We do not make any representations as to the accuracy or any other aspect of information contained in other websites. All information made available through the Platform is provided "as is", with no guarantee, representation, or commitment of completeness, accuracy, timeliness or of the results obtained from the use of this information, and without warranty of any kind, express or implied, including, but not limited to warranties of performance, merchantability and fitness for a particular purpose.


6. Intellectual Property Rights and Ownership

6.1. We own the rights in the design, compilation, and look and feel of our Platform. It also includes rights in all copyrighted works, trademarks, designs, inventions, and other intellectual property. Subject to compliance with these Terms, we grant you a non-exclusive, non-transferable, non-sub licensable, royalty-free, revocable, and limited access to use the Platform and the Services in accordance with these Terms.

6.2. You agree not to copy, distribute, modify or make derivative works of any of our content or use any of our intellectual property rights in any way not expressly permitted by us.

6.3. Use of data: Notwithstanding anything to the contrary contained herein, when you enter or upload your data onto the Platform, you expressly agree, covenant, consent and grant us, our Strategic Partners, our third party service providers and our group companies, affiliates, all rights, licences and consents to host, use, copy, transmit, process, store, share, analyse, display, make derivations, and back up all data you submit to us through our services and as required by us including but not limited to personal data and any other data relating to financial information of yourself and others, and further to:
(a) enable you to use the Platform and avail the Services including the services provided by our partners;
(b) allow us to improve, develop and protect our Services;
(c) create, market or provide new services through the Company or its Strategic Partners;
(d) communicate with you about our Platform and the Services; and
(e) send you information we think may be of interest to you. You agree, represent and warrant that you have and you will maintain, all rights to allow the Company, our Strategic Partners and/ or any third party service providers, and our affiliates, to host, use, compile, copy, transmit, process, store, share, analyse, display, make derivations, and back up all your data and retain aggregated customer data, including without limitation in combination with data of other users. The terms of use and sharing of such data are set out in our Privacy Policy www.taxsavo.com/privacypolicy .

6.4. Data loss: Data loss is an unavoidable risk when using any technology. You are responsible for maintaining copies of your data entered into the Platform or for availing the Services.

6.5. No compensation: Whatever the cause of any downtime, access issues or data loss, your only recourse is to discontinue using the Platform or the Services.


7. Know your Customer/Client Requirements

You agree and provide your express consent to provide certain information and documents that may be necessary to ascertain your eligibility to use the Platform or avail the Services including but not limited to your KYC Documents to us, to entities for whom we act as a technology facilitator and platform provider, to online payment gateways, operators and aggregators, and, or to our affiliates to use, copy, transmit, process, store, share, analyse, make derivations, and back-up such KYC Documents and information. For the purpose of these Terms, ‘KYC Documents’ shall mean to include mobile number, mother’s name, father’s name, email address, password, date of birth, gender, PAN, signature, marital status, nominee details, cancelled cheque, photograph and video recording, etc. and other information which may be sought either during Sign-up or at any stage later. You agree and warrant to provide valid, true, complete, and up-to-date KYC Documents. You acknowledge and agree that any incorrect or misleading information provided shall constitute a material breach of these Terms.


8. Communication Policy

8.1. You agree to receive communications from the Company regarding: (i) information relating to use of the Platform or Services; (ii) information about the Company and the Services; (iii) promotional offers and services from the Company and its Strategic Partners and third party partners, and (iv) any other matter in relation to the Services. In case you access the Platform on behalf of a third party (after obtaining their prior consent), you acknowledge and agree that we are permitted to send any or all of the above communications to your customers or other third parties whose information you have made available on the Platform.

8.2. We may send alerts to the mobile phone numbers provided by you, either of yourself or your customers or any third parties, via e-mail, SMS, Whatsapp messages or push notifications or any other means. If your mobile number is registered in the Do Not Disturb (“DND”) list of TRAI, you may not receive SMS from us. In such case, you will be responsible for taking all steps to deregister from the DND list and will not hold us liable for non-receipt of SMS.

8.3. We shall not be under any obligation to confirm the authenticity of the person(s) receiving the alert. You cannot hold the Company liable for non-availability of the SMS/email alert/push notifications service in any manner whatsoever.

8.4. The SMS/e-mail alert/push notification service provided by us is an additional facility provided for your convenience and that it may be susceptible to error, omission and/or inaccuracy. You shall not hold the Company liable for any loss, damages, claim, expense including legal cost that may be incurred/suffered by you on account of the SMS/e-mail alert/push notification facility.

8.5. The clarity, readability, accuracy and promptness of providing the SMS/e-mail alert/push notification service depend on many factors including the infrastructure and connectivity of the network service provider. We shall not be responsible for any non-delivery, delayed delivery or distortion of the alert in any way whatsoever.

8.6. You understand that the Company cannot and does not guarantee or warrant that files available for download through the Platform will be free of viruses, worms or other code that may be damaging. You are responsible for implementing procedures to satisfy your particular requirements of internet security and for accuracy of data input and output.


9. Termination of Access to the Platform

We may terminate or suspend your access to Platform or access to all or any of data: (i) at our discretion; (ii) if you fail to comply with these Terms or the Privacy Policy; (iii) in case of inactivity for long periods; or (iv) in case of any fraud, insolvency or bankruptcy in relation to you. You agree that our right to terminate does not depend on whether you breach these Terms or not.


10. Warranties and Disclaimers

10.1. We are a technology platform service provider. We are not and will not be responsible for any claim or for any damages suffered, whether by you, the third parties of the Users whose information is recorded on the Platform, or any other person or party, that are related, directly or indirectly, to or arise out of the same including any payments made by you or by any third parties of the User using the payment link generated using the Platform.

10.2. Your use of the platform and the services is at your sole risk. The platform, the services are provided on an “as is” and “as available” basis. Except as otherwise expressly provided in these terms, the company, its strategic partners, and their respective officers, directors, employees, agents and other representatives, expressly disclaim all warranties of any kind, whether express or implied, including, but not limited to the implied warranties of merchantability, fitness for a particular purpose and non-infringement. Without limiting the generality of the foregoing, the company makes no warranty that: (i) the platform or the services will meet your expectations; (ii) the platform or the services will be uninterrupted, timely, secure, or error-free; (iii) information that may be obtained via the platform or the services will be accurate or reliable; (iv) any errors in the platform or the websites will be corrected.


11. Exclusion of Damages

we shall not under any circumstances be liable for any damages of any kind arising out of, in connection with or relating to the use of or inability to use the platform, including any liability:
(i) as a publisher of information;
(ii) for any incorrect or inaccurate information or any ‘bug’ of the platform or the services;
(iii) for any unauthorized access to or disclosure of your transmissions or data;
(iv) for statements or conduct of any third party on or via the platform;
(v) for any disputes between users of the platform or the services, or between a user of the platform or the services and a third party; or
(vi) for any other matter relating to the platform or the services, or any third party. This is a comprehensive limitation of liability that applies to all damages of any kind, including any direct, indirect, special, incidental or consequential damages, whether based on breach of contract, breach of warranty, tort (including negligence), product liability or otherwise, even if an individual advises us of the possibility of such damages. The limitations of liability set forth herein are fundamental elements of the basis of the bargain between the company and you. The products, information and services offered on and through the platform or the services would not be provided to you without such limitations.


12. Indemnification

12.1. Notwithstanding anything contained in this Agreement, you agree to defend, indemnify and hold harmless the Company (and its affiliates, officers, directors and employees) upon demand from and against any and all damages, actions, proceedings, claims, demands, costs, losses, liabilities, diminution in value, loss of earnings, profits and revenue, opportunity costs, expenses (including court costs and reasonable attorneys’ legal fees) in connection with, arising out of, or in relation to
(i) breach or non-compliance of its obligations, consents, grants, undertakings, representations or warranties under these Terms, and
(ii) misrepresentation, negligence, fraud, willful concealment and misconduct
(iii) misuse of the Services and Platform for any illegal or unauthorised purposes;
(iv) any injuries to persons or damage to property, body, business character, reputation including theft, resulting from your acts or omissions;
(v) any claims by a third party on Company for the acts committed or omitted by you; and (vi) any violation of applicable law.

12.2. You agree that any violation by you will constitute an unlawful and unfair business practice, and will cause irreparable harm to the Company and/ or its Strategic Partners and third-party service providers, as the case may be, for which monetary damages would be inadequate, and you consent to the Company obtaining any injunctive or equitable relief that they deem necessary or appropriate in such circumstances. These remedies are in addition to any other remedies that the Company may have at law or in equity. If the Company takes any legal action against you as a result of your violation of these Terms, they will be entitled to recover from you, and you agree to pay all reasonable attorneys’ fees and costs of such action, in addition to any other relief that may be granted.


13. Miscellaneous

13.1. Notice: All notices, requests, demands, approvals, requests for approvals or other communications under the Terms shall be in writing. Notice will be sufficiently given for all purposes as follows:
(i) upon delivery when personally delivered to the recipient,
(ii) upon receipt when mailed by certified mail
(iii) upon delivery when delivered by recognized international overnight courier, and
(iv) upon receipt when sent by fax with confirmation.


13.2. Merger/Modification: Each Party acknowledges that it has read the Terms, it understands it, and agrees to be bound by its terms, and further agrees that this is the complete and exclusive statement of the Terms between the Parties, which supersedes and merges all prior proposals, understandings and all other agreements, oral and written, between the Parties relating to the Terms.

13.3. Governing Law and Jurisdiction: These Terms shall be governed by and construed and enforced in accordance with the laws of India. Subject to other provisions in this Clause, courts in Kolkata shall have exclusive jurisdiction over all issues arising out of these Terms or the use of the Services. Any controversies, conflicts, disputes, or differences arising out of these Terms shall be resolved by arbitration in Kolkata in accordance with the Arbitration and Conciliation Act, 1996 for the time being in force, which is deemed to be incorporated by reference in this Clause. The tribunal shall consist of 1 (one) arbitrator appointed by us. The language of the arbitration shall be English. The parties to the arbitration shall keep the arbitration confidential and not disclose to any person, other than on a need to basis or to legal advisors, unless required to do so by law. The decision of the arbitrator shall be final and binding on all the Parties hereto.

13.4. Investment Advisory Caution: Investment in the securities market (including mutual fund investments) are subject to market risks, please read all investments, offer and scheme-related documents carefully, before investing. For the purposes of these Terms, the term “Offer Document(s)” shall refer to a collective term for Offer Document, Scheme Information Document, Statement of Additional Information, Key Information Memorandum, issued by the AMC that manages the mutual fund or the issuer of the relevant financial product. There is no guarantee for any returns on investments made in mutual fund scheme(s). Past performance of mutual funds/schemes do not indicate the future performance of the schemes and may not necessarily provide a basis of comparison with other investments.

13.5. Severability: If any provision of the Terms is invalid under any applicable statute or rule of law, it is to that extent to be deemed omitted and all other terms and provisions of the Terms shall nevertheless remain in full force and effect so long as the economic or legal substance of the transactions contemplated hereby is not affected in any manner materially adverse to any Party. Upon such determination that any term or other provision is invalid, illegal or incapable of being enforced, the Parties shall negotiate in good faith to modify the Terms so as to effectuate the original intent of the Parties as closely as possible in an acceptable manner in order that the transactions contemplated hereby are consummated as originally contemplated to the greatest extent possible.

13.6. Waiver: A waiver by either Party of any terms or conditions of the Terms in any instance shall not be deemed or construed to be a waiver of such term or condition for the future, or of any subsequent breach thereof. All remedies, rights, undertakings, obligations and agreements contained in the Terms shall be cumulative, and none of them shall be in limitation of any other remedy, right, undertaking, obligation or agreement of either Party.

13.7. Relationship of Parties: The Parties are not employees, agents, partners or joint venturers of each other. You shall not have the right to enter into any agreement on behalf of the Company.

13.8. Entire Terms: The entire understanding between the Parties hereto relating to the subject matter hereof is contained herein and the Parties make no warranties, representations or undertakings hereto except as expressly provided herein.

13.9. Assignment: Notwithstanding anything contained herein, you agree and covenant that the Company may, at its sole discretion, be entitled to assign its rights and obligations under this Terms to any of its affiliates or to any entity, and in such case, such affiliate or entity shall be entitled to enforce these Terms.

13.10. Survival: Notwithstanding any termination, cancellation or expiration of the Terms, the provisions hereof that are intended to continue and survive, shall continue and survive.

13.11. Force Majeure: Neither Party shall be liable for a failure or delay in performing any of its obligations under the Terms if, but only to the extent that, such failure or delay is due to causes beyond the reasonable control of the affected party, including, but not limited to
(1) acts of God;
(2) fire or explosion (except to the extent caused by the negligence or willful misconduct of the affected party);
(3) unusually severe weather;
(4) war, invasion, riot, or other civil unrest;
(5) governmental laws, orders, restrictions, actions, embargoes, or blockages;
(6) national or regional emergency; and
(7) injunctions, strikes, lockouts, labor trouble, or other industrial disturbances; provided that the party affected shall promptly notify the other of the force majeure condition and shall exert reasonable efforts to eliminate, cure, or overcome any such causes and to resume performance of its obligations as soon as practicable.

13.12. Maintenance of Records: You shall maintain the records independently of the Platform (by way of physical copies et cetera) and the Company reserves the right to seek copies of such records for their own use including record keeping. You acknowledge and agree that the Company shall have the right to retain your information for as long as it deems fit and to be in compliance with applicable provisions of the law.

13.13. Fees: The Company reserves the right to charge a fee for the Services and non-payment may result in denial of Services.

13.14. Contact Us: If there are any questions or grievances or complaints regarding these Terms, you may contact us at the address given below:


Grievance Officer

Name: Rahul Goyal

Address: 2nd floor; Kailash Tower; Station Road; Jugsalai; JAMSHEDPUR; Purba Singhbhum; Jharkhand; 831006; India

Email: support@taxsavo.com


14. Additional Terms for Tax Return Filing Services

The terms set out in this clause apply in addition to the Terms contained in Clauses 1 to 13, if the User opts for tax return filing services

14.1 You acknowledge, agree and authorise, the Company to collect, store, process your information and further transferring and sharing information (including personal information) with third parties including, payment gateways, banks, KYC Registration, Income Tax Department (ITD) and other entities for the purpose of the Services.

14.2 The Company is constantly innovating in order to provide the best possible experience for its users. You acknowledge and agree that the form and nature of the Platform and Services which it provides may change from time to time without prior notice to you.

14.3 As part of this continuing innovation, you acknowledge and agree that the Company may stop (permanently or temporarily) providing the Platform or Services (or any features within the Services) to you or to users generally at the Company's sole discretion, without prior notice to you. You may stop using the Services at any time. You do not need to specifically inform the Company when you stop using the Services.

14.4 You acknowledge and agree that if the Company disables access to your account, you may be prevented from accessing the Services, your account details or any files or other content which is contained in your account.

14.5 You authorise the company to add you as a ‘client’ on the ITD web services to submit ITR, retrieve ITR-V, refund status, Form 26AS, etc.

14.6 You acknowledge and agree that while the Company may not currently have set a fixed upper limit on the number of ITRs which may be filed through the Services or on the amount of storage space used for the provision of any Service, such fixed upper limits may be set by the Company at any time, at its own discretion.

14.7 You agree and understand, in order to provide the ITR filing Services, you will need to submit your personal information and financial information.

14.8 In order to prepare your ITR, to file your ITR, to provide advice about tax matters, you will need to provide information about your income, deductions, credits, dependents, etc. Collectively, this information is known as “Tax Return Information”. You agree that any information (including, the Tax Return Information) you give to the Company will always be accurate, correct and up to date.

14.9 If you file ITRs for another individual, you should be doing so with the express consent of that individual after fully understanding the implications of this action. The Company will not be held responsible if you are doing this without the knowledge / consent of that person concerned. The Company will not be liable for any failure by you to obtain consent of the person concerned, and you agree to indemnify the Company against any claims arising from such person.

14.10 In case of electronic filing, ITR shall not be deemed to have been filed unless it is successfully uploaded at the return filing platform of incometaxindiaefiling.gov.in. You are advised to cross check your account at incometaxindiaefiling.gov.in to confirm that return has been successfully filed. You acknowledge that you will be solely responsible for verifying that your ITR has been filed and received by the ITD and for taking appropriate alternative actions if necessary. We recommend you to retain a copy of your ITRs for your records.

14.11 No Warranty: The Company takes great care in ensuring the correctness of your ITR. There are professionals (internal and third party) who work hard on ensuring the correctness of the tax returns However, the Company provides no guarantee or warranty on the correctness of your ITR due to incorrect submission of details from your end. You are required to review and ensure correctness of the details submitted by you. You will not hold the Company liable or responsible for any issue that arises from incorrect ITR filing due to submission of incorrect “Tax Return Information”.

14.12 You agree and acknowledge that we may use external consultants (each of which is a separate and independent legal entity) or subcontractors to provide the Platform and applicable Services. In case we use such consultants, you authorize the Company to share your information with such consultants for providing you the Services.